Smarter Cross-Border Payment Solution Faster Like Luminal

A globally leading network optimization providing secure and efficient payment services for your cross-border business needs.

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Secure and high-efficiency cross-border payment solution.

Smart payment solution designed for global marketing, SaaS companies, and cross-border businesses.

Maximum Security

Bank-grade risk control system and PCI DSS Level 3 certification ensure the security of every transaction Real-time monitoring of transactions

Global coverage

Supporting payment services in 180+ countries and regions, covering major currency transactions Provision of multi-currency virtual accounts

Real-time settlement

98.6% of transactions settle instantly, boosting capital turnover efficiency by 50% T+3 Clearing mechanism

Product Features

One-stop solution providing a complete suite of cross-border payment functionalities.

Virtual Cards

Generate single-use or multi-use virtual cards on demand, with flexible control over credit limits and validity periods.

Supports multiple card organizations, including MasterCard / Visa / UnionPay, etc.
Multi-currency settlement capability.

Payment Gateway

Seamless integration with the global payment network, boosting the success rate of cross-border collection.

99.2% Payment success rate.
180+ countries local payment routing.

Risk Control System

AI-driven smart risk control engine, blocking fraudulent transactions in real-time.

High accuracy in fraud behavior identification.
Millisecond-level risk response.

Top-up Methods

Multiple flexible top-up methods, with no threshold and instant crediting.

Supports various methods for account top-up.
Online top-up, instant crediting (seconds), 7x24 hour support anytime.

Security and Compliance Guarantee

Strictly adheres to global financial regulatory standards to ensure the security of funds and data.

End-to-End Encryption

All data is transmitted and stored with 256-bit encryption.

Multi-Factor Authentication

Transaction authorization requires a multi-factor verification mechanism.

Real-time Monitoring

Smart monitoring system provides real-time alerts for suspicious activity.

Security Technology Framework

Data Backup

Multi-region disaster recovery backup ensures business continuity.

Security Vetting

Proprietary + third-party financial blacklists, combined with multiple risk verification and screening technologies, eliminating risks at the source.

Transaction Risk Control

A perfected transaction risk control system ensures fund operation is strictly based on client instructions, guaranteeing security and compliance at every transaction step.

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